Terms of Service
Effective Date: Jan 1st, 2026
Crystal Clear Quotes ("we," "us," or "our") operates this website and messaging services. By using our website or opting into our SMS communications, you agree to these Terms of Service.
SMS Messaging Terms & Compliance
1. Program Description
By providing your phone number and opting in, you agree to receive SMS messages from Crystal Clear Quotes. These messages may include:
Appointment confirmations
Appointment reminders
Rescheduling updates
Customer support communications
Opt-in is collected through website forms with a clear SMS consent checkbox.
2. Opt-Out Instructions
You can cancel SMS messages at any time by replying STOP to any message.
After you send STOP, you will receive a confirmation message and no further messages will be sent unless you opt in again.
3. Help & Support
Reply HELP for assistance or contact us at:
Email: [email protected]
Phone: +1 317-296-4926
4. Message Terms
Message frequency may vary
Message and data rates may apply
Carriers are not responsible for delayed or undelivered messages
5. Data Privacy
We do NOT share, sell, or rent your SMS opt-in data, phone number, or consent information to third parties for marketing purposes.
This information is used only to provide the services you have requested.
6. Supported Carriers
Our SMS service works with major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others.
7. Age Requirement
You must be 18 years or older to use our services and opt into SMS communications.
8. Privacy Policy
For more information, please review our Privacy Policy at:
https://mylivingbenefits.crystalclearquotes.com/home
General Terms
Website Use
By accessing this website, you agree to use it for lawful purposes only. You agree not to misuse or attempt to disrupt the website or its services.
Intellectual Property
All content on this website is owned by Crystal Clear Quotes and is protected by applicable intellectual property laws.
You may not copy, reproduce, or distribute content without permission.
Third-Party Links
Our website may include links to third-party websites. We are not responsible for their content or policies.
Disclaimer
All services and information are provided "as is" without warranties of any kind. We do not guarantee specific results from the use of our services.
Limitation of Liability
Crystal Barker is not responsible for any damages resulting from the use of our website or services.
Account Responsibility
If you create an account, you are responsible for maintaining the confidentiality of your login details.
Termination
We may suspend or terminate access to our website or services at any time if these terms are violated.
Governing Law
These Terms are governed by the laws of the state in which Crystal Barker operates.
Updates to Terms
We may update these Terms at any time. Continued use of the website means you accept any updates.
Contact Information
Business Name: Crystal Clear Quotes
Phone: +1 317-296-4926
Email: [email protected]
Website: https://mylivingbenefits.crystalclearquotes.com/home
By using our website and services, you agree to these Terms of Service.
I became a financial professional to promote financial literacy and help individuals make informed decisions.
I work with families and business owners to provide access to reliable financial guidance and protection solutions.
My goal is to help you choose a life insurance option that fits your needs and financial situation.